[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.coteese.cz\/nebankovni-hypoteka-bez-registru-je-vybornym-resenim-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.coteese.cz\/nebankovni-hypoteka-bez-registru-je-vybornym-resenim-pro-podnikatele\/","headline":"Nebankovn\u00ed hypot\u00e9ka bez registru je v\u00fdborn\u00fdm \u0159e\u0161en\u00edm pro podnikatele","name":"Nebankovn\u00ed hypot\u00e9ka bez registru je v\u00fdborn\u00fdm \u0159e\u0161en\u00edm pro podnikatele","description":"Podnikatelsk\u00e9 \u00fav\u011bry se zam\u011b\u0159uj\u00ed zejm\u00e9na na to, aby financovaly podnikatelsk\u00e9 aktivity r\u016fzn\u00fdch firem, kter\u00e9 cht\u011bj\u00ed sv\u00e9 podnik\u00e1n\u00ed rozjet nebo posunout n\u011bkam d\u00e1l. Znamen\u00e1 to, \u017ee <a class=\"mh-excerpt-more\" href=\"https:\/\/www.coteese.cz\/nebankovni-hypoteka-bez-registru-je-vybornym-resenim-pro-podnikatele\/\" title=\"Nebankovn\u00ed hypot\u00e9ka bez registru je v\u00fdborn\u00fdm \u0159e\u0161en\u00edm pro podnikatele\">[...]<\/a>","datePublished":"2017-05-14","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.coteese.cz\/author\/#Person","name":"coteese.cz\n","url":"https:\/\/www.coteese.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/56990d361a15c60249588fcd5c65556d1c39f993ac5e20b5abce42fd817b46e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"coteese.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/coteese.cz\/wp-content\/uploads\/img_a315479_w2317_t1526323814.png","url":"https:\/\/coteese.cz\/wp-content\/uploads\/img_a315479_w2317_t1526323814.png","height":"","width":""},"url":"https:\/\/www.coteese.cz\/nebankovni-hypoteka-bez-registru-je-vybornym-resenim-pro-podnikatele\/","about":["Neza\u0159azen\u00e9"],"wordCount":416,"articleBody":"         Podnikatelsk\u00e9 \u00fav\u011bry se zam\u011b\u0159uj\u00ed zejm\u00e9na na to, aby financovaly podnikatelsk\u00e9 aktivity r\u016fzn\u00fdch firem, kter\u00e9 cht\u011bj\u00ed sv\u00e9 podnik\u00e1n\u00ed rozjet nebo posunout n\u011bkam d\u00e1l. Znamen\u00e1 to, \u017ee pen\u00edze z \u00fav\u011br\u016f vyu\u017e\u00edvaj\u00ed zejm\u00e9na k roz\u0161i\u0159ov\u00e1n\u00ed firmy, jinak \u0159e\u010deno k podnik\u00e1n\u00ed. Rovn\u011b\u017e je v\u0161ak mohou vyu\u017e\u00edt tak\u00e9 k refinancov\u00e1n\u00ed sv\u00fdch st\u00e1vaj\u00edc\u00edch z\u00e1vazk\u016f vypl\u00fdvaj\u00edc\u00edch z podnik\u00e1n\u00ed, p\u0159i\u010dem\u017e se m\u016f\u017ee jednat nap\u0159\u00edklad o dlu\u017en\u00e9 \u010d\u00e1stky finan\u010dn\u00edmu \u00fa\u0159adu, dlu\u017en\u00e9 \u010d\u00e1stky na soci\u00e1ln\u00edm nebo zdravotn\u00edm poji\u0161t\u011bn\u00ed \u010di exekuce. Pr\u00e1v\u011b v p\u0159\u00edpad\u011b, kdy m\u00e1 podnikatel ur\u010dit\u00e9 z\u00e1vazky, kv\u016fli kter\u00fdm m\u00e1 \u0161patn\u00e9 z\u00e1znamy v registru, m\u00e1 obvykle velk\u00fd probl\u00e9m se z\u00edsk\u00e1v\u00e1n\u00edm dodate\u010dn\u00fdch prost\u0159edk\u016f, nebo\u0165 pro banku je z\u00e1znam v registru velmi podstatn\u00fdm probl\u00e9mem, na z\u00e1klad\u011b kter\u00e9ho zam\u00edt\u00e1 v\u011bt\u0161inu \u017e\u00e1dost\u00ed. Jak tedy dodate\u010dn\u00e9 prost\u0159edky z\u00edskat, kdy\u017e v\u00e1s banka zam\u00edtne?Nebankovn\u00ed hypot\u00e9ka bez registru by mohla b\u00fdt v\u00fdborn\u00fdm \u0159e\u0161en\u00edm. Aby ji v\u0161ak podnikatel\u00e9 mohli z\u00edskat, musej\u00ed m\u00edt ur\u010ditou nemovitost, kterou budou muset ru\u010dit. Jedn\u00e1 se tedy o typ hypot\u00e9ky se z\u00e1stavou nemovitosti. Ta zde tedy hraje velice podstatnou roli. Ji\u017e p\u0159i pod\u00e1v\u00e1n\u00ed \u017e\u00e1dosti o hypot\u00e9ku mus\u00edte m\u00edt fotografie dan\u00e9 konkr\u00e9tn\u00ed nemovitosti, na z\u00e1klad\u011b kter\u00fdch bude posouzeno, zda a v jak\u00e9 v\u00fd\u0161i v\u00e1m bude \u00fav\u011br poskytnut. Je to velmi d\u016fle\u017eit\u00e9, proto\u017ee instituce poskytuje pen\u00edze do 70 % odhadn\u00ed ceny nemovitosti. Nicm\u00e9n\u011b i tyto instituce p\u0159in\u00e1\u0161ej\u00ed velmi v\u00fdhodn\u00e9 podm\u00ednky pro sv\u00e9 klienty: Doba splatnosti hypot\u00e9ky a\u017e na 30 let (z\u00e1vis\u00ed v\u0161ak na v\u011bku \u017eadatele). Nebere se ohled na z\u00e1znamy v registru \u017eadatele. I p\u0159esto, \u017ee \u017eadatel disponuje ni\u017e\u0161\u00edmi p\u0159\u00edjmy, m\u00e1 \u0161anci hypot\u00e9ku z\u00edskat. Mo\u017enost nastaven\u00ed n\u00edzk\u00fdch spl\u00e1tek. Nebere se ohled ani na z\u00e1stavu nebo exekuci \u017eadatele. Zn\u00ed to zaj\u00edmav\u011b, co mysl\u00edte? M\u00e1te \u0161anci i vy? Existuje velk\u00e1 pravd\u011bpodobnost, \u017ee ano. P\u0159esto v\u0161ak o hypot\u00e9ku \u017e\u00e1dejte s rozumem a propo\u010d\u00edtejte si, zda budete schopni sv\u00e9 z\u00e1vazky spl\u00e1cet. Jedin\u011b pak to m\u00e1 smysl.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed hypot\u00e9ka bez registru je v\u00fdborn\u00fdm \u0159e\u0161en\u00edm pro podnikatele","item":"https:\/\/www.coteese.cz\/nebankovni-hypoteka-bez-registru-je-vybornym-resenim-pro-podnikatele\/#breadcrumbitem"}]}]